Real Estate News 07/11/2025

Today’s News Synopsis:

In The News:

FOX Business – “Rent payments could help Americans qualify for a mortgage, FHFA says“ (07-11-25)

“Experts say policy change will help Americans with ‘thinner credit files’ build equity and generational wealth“

CNBC – “Most Fed officials see rate cuts coming, but opinions vary widely on how many, minutes show” (07-09-2025)

“Fed officials diverged at their June 17-18 meeting about how aggressively they would be willing to cut interest rates.”

Realtor.com – “Delistings Surge Nearly 50% as Sellers Who Can’t Get Their Price Quit the Market in Frustration“ (07-08-25)

“Delistings jumped 47% nationally in May from a year earlier, in a sign that sellers would increasingly rather wait than negotiate, according to the Realtor.com® economic research team’s latest monthly housing trends report. Year to date, delistings are up 35% from the same period in 2024.”

NAR – “NAR Praises FHFA Move to Expand Credit Scoring Models“ (07-11-25)

“Fannie Mae and Freddie Mac will begin accepting VantageScore 4.0 for mortgage underwriting, either alongside or in place of traditional FICO scores.”

MortgagePoint – “Bipartisan Bill Targets Record-High Homelessness With Affordable Housing Investments” (07-10-25)

“In 2024, record high housing costs and insufficient social safety nets drove the number of people experiencing homelessness to its highest levels since data collection began.“