Real Estate News 12/22/2025

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Today’s News Synopsis:

Mortgage rate locks are back in focus as rate swings continue. Economists warn that waiting for further declines can be risky, urging buyers to prioritize certainty over market timing.

In The News:

 

CBS News – “What to consider about mortgage rate locks now, according to experts (12-17-25)

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ScotsmanGuide – Home insurance costs keep twisting up mortgage lending(12-19-2025)

“Rising insurance premiums are ‘becoming increasingly difficult to ignore’: Matic”

Los Angeles Daily – Los Angeles County home-price gains shrink with sales 19% below average” (12-22-25)

“Los Angeles County house hunters are balking even as price gains shrink.”

NAR Realtor – Housing Affordability in October Rose Despite Higher Home Prices (12-19-25)

“At the national level, housing affordability improved in October, according to NAR’s Housing Affordability Index, as median family incomes rose and mortgage rates declined from a year earlier. Affordability rose above 100 for the third consecutive month, to 106.2. This means that the typical family earned 106.2% of the qualifying income needed to afford the median-priced home.”

AP News – Average US long-term mortgage rate edges lower, remaining near its low for the year (12-19-25)

“The average rate on a 30-year U.S. mortgage edged lower this week, staying relatively close to its low for the year.”

 

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