Yumi Cabalhug

Today’s News Synopsis:   While the Fed is setting a more borrower-friendly tone, economists say mortgage rates in the new year will hinge on broader economic signals, not just interest rate cuts. In The News:   CBS News – “Fed rate cuts and mortgage interest rates: What buyers can expect in 2026, according to experts“ […]

Today’s News Synopsis:   Bank of America’s head of consumer lending says buyers are beginning to accept 6% mortgage rates as the new normal — and more are exploring adjustable-rate loans as they prepare for 2026. In The News:   NAR – “2026 Mortgage Market Trends to Watch“ (01-02-2026) “Bank of America’s Matt Vernon shares

    In Part 3 of Bruce Norris’ conversation with Sean O’Toole, they explore how autonomous learning and emerging “world models” could reshape artificial intelligence, the true impact of robots on the workforce, and what technologies like 3D-printed housing and blockchain may mean for the future. Sean also explains why AI should be used to

    In Part 2 of Bruce Norris’ conversation with Sean O’Toole, the discussion expands beyond real estate into the future of energy, leadership, and artificial intelligence. Sean shares why power production, global cooperation, and responsible AI development will play a critical role in shaping the economy — and what investors should pay attention to

Today’s News Synopsis: Mortgage rate locks are back in focus as rate swings continue. Economists warn that waiting for further declines can be risky, urging buyers to prioritize certainty over market timing. In The News:   CBS News – “What to consider about mortgage rate locks now, according to experts“ (12-17-25) “We may receive commissions

Today’s News Synopsis: Mortgage demand slipped again after the Fed’s latest rate cut, as home loan and refinance applications fell 3.8% last week when mortgage rates unexpectedly moved higher. In The News:   CNBC – “Mortgage rates move higher after the Fed rate cut, causing loan demand to drop“ (12-17-25) “The average contract interest rate

Today’s News Synopsis: The Federal Reserve capped off 2025 with its third rate cut of the year, lowering interest rates by another quarter-point. While borrowers may benefit, savers could feel the pinch as returns continue to shrink. In The News:   Reuters – “Another rate cut? Here is what it means for your money“ (12-11-25)

Today’s News Synopsis: Big move from the Fed: another 25 bps rate cut brings the federal funds rate to its lowest point in nearly three years. With rates now at 3.50%–3.75%, borrowers may soon feel some relief as financing conditions continue to ease. In The News:   CBS News – “The Fed just cut rates